I am a loser, an underachiever, atleast I felt so until I met some of my childhood friends in my small home town. They thought I was successful and they would trade anything to have my life. That's when I stopped comparing myself with others and remain in the rat race. I am what I am. I am a father to a beautiful teen age daughter, husband to a lovely wife, son of my retired parents, brother of three siblings, friends to many, financial consultant to my clients and many more to a lot of people in my life. There is,however, only one association which has no adjectives and name, What am I to you my Spiritual master, Om Swami?